As a responsible lender, we encourage all our customers to put money aside, available in an emergency
Having savings to use in an emergency is a better solution than taking out short-term loans in the UK. In the Cashfloat blog, we have a huge range of articles on saving money and living a money-savvy life. Take a look at some of our articles for some great tips and begin living a life free of financial pressure.
When should I apply for instant loans online?
An unexpected expense can come up from out of nowhere, and sometimes you ples when you might want to apply to borrow money:
How to Apply
In order to apply for an instant cash direct lender pay day loans UK, you must first meet the following requirements:
As long as the above criteria are met, you can apply, free of charge, right this minute. There are no hidden fees, and total repayment amounts are shown clearly before processing. After submitting the application, you will receive a notification from one of our team members with our response.
If approved, you will receive your money directly and can log into your account at any time to view your payment plan. We aim to make repayment as easy as possible. We actively encourage our customers to repay their debt at their earliest convenience by only charging for the days that the short term loan is active. Unlike many providers who charge for early repayment, we do not. In fact, we want to promote ethical, economic transactions unspoilt by any hidden costs or small print.
Similarly, if you’re struggling to meet your payment date, just give us a call, send us an email or contact us via our live chat. We will be happy to discuss your options and perhaps offer you an alternative payment plan.
If unfortunately, your short term loan application is denied, all is not lost! We can still act as an authorised credit broker on your behalf. If you give us permission to do so, we will then search for a third-party lender authorised by the FCA to approve your loan. If your loan application was declined, we advise you to wait a few weeks before applying again. This is so that your application should not harm your credit score. Too many loan applications in a short amount of time can negatively affect your credit score.
Why choose Cashfloat for my instant loan?
Cashfloat have created a gold standard for fair borrowing in the UK. We are committed to higher acceptance rates and easy repayment terms. When applying for an instant loan with us, we look at much more than your credit file. We conduct affordability checks and look at your personal circumstances before approving loan applications. Our loan application process is smooth with no bumps or hidden fees.
Loans for bad credit, no guarantor, no fees, instant decision! Let Cashfloat unburden your financial load and set you on a path towards economic stability!
Instant Decision Loans Online
Cashfloat strives for a superior customer experience. We are transparent, reliable and will do everything we can to meet your needs. One way of achieving this ambition is to provide our customers with instant decisions. Waiting around for short term loan approval can create unnecessary surplus stress. With our bad credit online loans, the application process is straightforward and speedy.
After completing the online application, which can be filled out 24/7 and takes roughly three minutes in total, you will receive an instant decision. If approved, your money will be credited to your account the very same day, usually within the hour.