What is the application process for a fast cash loan?
At , we provide quick cash loans for when you need money fast. We are a reliable direct lender with a simple, streamlined application process:
Our online application process means that, subject to approval, you can get a fast cash loan sent straight to your nominated bank account whenever you need it. If your loan application is approved, our quick loans can be transferred immediately meaning the money can be in your account in minutes. Provided your bank can process the faster payment just as quickly, which is most of the banks in the UK, our fast money loans will be available for you to use straightaway!
Our quick loans are designed for when you need emergency funds. If you need a loan fast, apply online, and if we approve your application, we can provide the money to get your life back on track. When life is hectic, and you just need cash quickly, loans are as close to an “instant loan” as you can get.
We aim to make every part of the application process as user friendly for the customer as possible, so you get access to easy cash loans without any stress.
I need a quick loan that still fits my budget
At , we can offer you the flexibility to repay our quick loans in the way that best suits your financial circumstances. We have two types of loans:
Both types of loan have the same application form and fast loan transfer time, so you will get cash fast with whichever repayment method you choose.
With a quick payday loan, you repay your loan in one single payment on your next payday. So, if you want to settle your loan quickly, it is the fastest repayment option.
With a multi-month loan, you repay over 3 monthly instalments, which means each individual payment is smaller. That way you can make sure the quick loan you borrowed is still manageable within your long term budget.
Fast loans for real life circumstances
We know that a lot of financial emergencies, that happen to us all, don’t give us time to wait around while we get the money together to put things right. Sometimes you just need cash fast and quick loans online are the only option that can get you the money when it’s needed. Emergency payday loans can help when:
When you have an expense that cannot wait, a quick cash loan makes sense to keep your life moving. Short term loans have a high interest rate, but the cost is made manageable because you repay the loan quickly.
You should not use payday loans to borrow regularly, or for non-essential expenditure, as this can draw you into a spiral of debt. But in emergency situations, such as your car breaking down that you need to get work, a quick cash loan may be the best choice.
Will I be approved for a fast cash loan?
When you apply for our quick loans, we use an automated system to assess your loan application. Our checks involve: a credit check and an affordability check
As we are committed to maintaining responsible lending practices, we can only approve your loan if our checks show that you can afford to repay the quick loan that you want to borrow, and that it is not likely to put you into financial difficulty. Whilst our service is not explicitly designed for people with bad credit history, we understand that our customers may be in the process of improving their credit record, and this will be taken into account as part of our creditworthiness assessment.
Is my personal information safe when I apply?
Data protection is extremely important to us and that does not change just because you apply for a fast loan. Our website is protected by the most up to date firewalls and advanced anti-virus software. There is no compromise in the level of security when using our service.
Not with ! When you get a quick loan with us, you don’t need to worry about extra costs if you don’t end up needing the loan for as long you first thought:
- You will never pay an early repayment fee for our fast loans.
- You may be eligible for a reduction in interest that you have agreed to pay. This will depend on any payments that you have made so far and the remaining term of your loan.
Just make sure that you definitely can repay your loan in full on the date that it’s due, because late repayment can cause you further money problems.
What is your qualification criteria for a quick UK loan?
- You are 18 years +
- You are in full or part-time employment
- You have a UK bank account with a linked debit card
- You are a UK resident
- You are able to afford the repayments over the term of the loan